Army Community Service

The Financial Readiness Program (FRP) offers a wide range of services to assist Soldiers and their Families with their financial affairs. The FRP Manager places a large emphasis on the training portion of the program designed to educate service members and spouses in money management, proper use of credit, financial planning for deployment, transition and relocation, insurance and check writing principles in an attempt to prevent financial difficulties before they arise.
Also included in FRP is the debt liquidation program, designed to help Soldiers arrange to pay off their debts. Clients are encouraged to work with their creditors to gain stable, manageable financial positions.
The FRP Manager is an Accredited Financial Counselor (AFC) who is available to help service members and their spouses from all branches:

• Establish budgets
• Work with creditors
• Advocate for and assistance with filing consumer complaints

Finances are the leading cause of stress in the lives of military Families. The FRP offers classes and counseling to resolve problems and reduce this stress. Congress and the Department of Defense mandate an eight hour Financial Readiness Training for First Term Service Members course that must be completed early upon arrival at the service member’s first duty station. Alternately, you can access this course at http://www.myarmyonesource.com. Just complete a short registration, and you are on your way to meeting the requirements set forth by Congress and the Department of Defense.
The FRP supports Warfighter Readiness by relieving Commanders from the distraction of helping service members resolve personal financial problems. It aids retention by helping Military Families to be financially healthy and secure.
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The consumer affairs portion of the FRP is designed to educate service members on their rights as consumers. The goal is to enlighten our military members, civilians, and their Families on procedures used in business, as well as business transactions they should stay away from and how to know when they are being taken advantage of. The FRP Manager is your on-the-spot advocate for giving you one-on-one service for your consumer affairs needs.

Basic Financial Management Class
Come learn how to set your priorities to match your spending. You will learn how to make your money help you reach your goals through budgeting. You will learn important credit and debt management issues.

Checkbook Maintenance Class
See how you can “double check” the bank using your statement and your personal records.

First Term Financial Briefing
Covers topics such as understanding the military pay system, planning and budgeting, banking and checking accounts, using credit wisely, getting insurance, saving & investing, making large purchases, consumer scams and where to go to get help. Congress and the Department of Defense specifically mandate this eight hour class for service members of all branches of the military who have arrived at their first duty station after inividual and advanced training stations.

PCS Planning for Junior Enlisted Families
Maximize the benefits that the government allots for you and your Family.

Class dates and times